When there are credit balances on student accounts due to overpayment of University charges, students may request a refund of the balance. Credit balances on accounts of fellowship students will be verified by the GSAS Office of Financial Aid. Fellowships are adjusted to reflect actual correct registration and also if students have waived medical insurance from Columbia University. Refunds of Title IV funds may be used only for educationally related expenses such as books and living costs. Refunds may be requested at the University’s Student Financial Services Desk at 210 Kent Hall, or at its Web site at http://www.columbia.edu/cu/students/. Refunds may be issued as paper checks mailed to the local address on record or as direct deposits. Please contact Student Financial Services to file a Direct Deposit Authorization or visit the SFS Web site above for more information.