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Federal Unsubsidized Stafford Loans are available to graduate students who are U.S.
citizens or permanent residents through a participating lender (bank, savings
and loan, credit union). The Unsubsidized Stafford is a federally insured loan
available for those who cannot demonstrate financial need according to Federal
Subsidized Stafford criteria or who need to borrow funds in addition to a
Federal Subsidized Stafford. Repayment of the Unsubsidized Loan principal
is deferred while the student is enrolled full time. Students may choose to pay
the interest or request capitalization (in which case the interest is added to
the principal of the loan, and payments are not required while enrolled as at
least a half-time student). When combined with other resources, the
Unsubsidized Stafford may not exceed the cost of attendance minus all other
aid. Complete current information concerning eligibility requirements,
borrowing limits, loan rates, lender fees,and conditions of repayment may be
obtained from the GSAS Financial Aid Office.
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