ICT O 0 -' ■" ■ r. S.i :Jbrarv THE V^ne xJ-unorea and X nirteentn jA^eport J or tne Y ear 1931 THE BANK for 5AVINGS IN THE CITY OF NEW YORK CHARTERED 1819 280 FOURTH AVENUE 1201 THIRD AVENUE At 22nd Street At /Otk Street