This page provides you with
the information that you need to decide whether to participate
in this research study, including the nature, purpose and risks
involved in the study. Contact the investigator (see below)
if you have other questions.
We invite you
to participate in a Columbia University & Wharton
School (University of Pennsylvania) research project on
judgment and decision-making. The project is supported
by the National Science Foundation (NSF award # 0136872) and
is not for marketing/commercial purposes. The current
study investigates how people make decisions related to insurance
or other protective measures.
There are no
known risks to your health or general well-being associated
with participation in this study.
By participating in this study
you may be able to assist in developing better ways of making
decisions under risk and uncertainty. You will also gain educational
insight into how real psychology studies are conducted. There
are no other direct benefits to participation.
All data obtained (including
personal information) will be kept strictly confidential. Results
of the survey will be reported only in aggregate form, across
all participants; individuals will not be identified in any
way in the reports. We will not inquire information on your
name and mailing addresses.
The current study comprises
Section I includes
some short reading material regarding sharing risks through
insurance. Reading this materials may help you to better
understand risk sharing and insurance in general.
Section II includes
four short imaginary insurance scenarios followed by questions
about your hypothetical choices and motivations for making those
Section III includes
a few background questions about you, such as age, gender, etc.
All information will be recorded anonymously. We ask for
this information in order to check whether responses to the
scenarios differ with age, gender, etc.
It takes approximately 20-30
minutes to complete the study. Please
read the materials carefully and answer the questions responsibly.
Your careful responses will help us to further understand individual
decision making under risk.
If you have any questions or
concerns about the study, you may contact the investigator,
Dr. Xin Piao at email@example.com.
If you have any questions
about your rights as a participant, you may contact the Columbia
University Institutional Review Board (2910 Broadway, New York,
NY 10025. 212-854-1324), a committee organized to protect the
rights and welfare of human subjects involved in research.
When you click on "Show
Me the Questionnaire" below, you thereby affirm that you
are satisfied with the information that precedes, and you consent
to continue with the study. Please complete the study only once.