The purpose of this consent form is to
provide you with the information that you need to decide whether to
participate in this research study and to inform you of the nature,
purpose and risks involved in the study. When you click on "Go to
Questionnaire" at the bottom of the form, you thereby affirm that you
are satisfied with the information that precedes, and you consent to
continue with the study. Do not proceed until you are fully satisfied.
Contact the investigator (see below) if you have questions that you want
answered before participating.
This research project investigates how
people make decisions related to insurance and other protective
measures. The project is supported by the National Science
Foundation(NSF award # 0136872) and is not for marketing/commercial
In the current study, you will first see a
short section of reading material on risk sharing. Then you will be
asked some detailed questions about hypothetical insurance choices and
your motivations for making those choices. Please understand that there
are no right or wrong answers. It takes
approximately 30 minutes on average to complete the study.
There are no known risks to your health or
general well-being associated with participation in this study. You may
withdraw from the study any time.
By participating in this study you may be
able to assist in developing better ways of making decisions under risk
and uncertainty. You will also gain educational insight into how real
psychology studies are conducted. There are no other direct benefits to
All data obtained (including personal
information) will be kept strictly confidential. Results of the survey
will be reported only in aggregate form, across all participants;
individuals will not be identified in any way in the reports. Your name
and address will be used for payment purpose only.
If you have any questions or concerns
about the study, you may contact the investigator, Dr. Xin Piao at firstname.lastname@example.org.
If you have any questions about your
rights as a subject, you may contact the Columbia University
Institutional Review Board (2910 Broadway, New York, NY 10025.
212-854-1324), a committee organized to protect the rights and welfare
of human subjects involved in research: