Columbia University Student Financial Services

The repayment period is 10 years and begins 9 months after graduation or after enrollment status drops to less than half-time. During the 9-month grace period, you are not required to make payment, and interest will not accrue on your loan. There are no prepayment penalties on this loan. Some deferment and forbearance options are available; please contact your Perkins loan servicer for additional information.

For more information on repayment, contact the loan servicer or your financial aid office.