28 wks
•  Gut, villi and crypts,
    peristalsis

•  Surfactant in lungs
   Alveolar walls thinning

•  Pituitary coordination of
    endocrine function

•  Hematopoiesis liver,
   spleen, bone marrow

•  Some myelination brain

•  Response to sound
  
•  Subcutaneous fat

•  Skin keratinized, lanugo hair