Dear Reader, This is the first time that I have posted something in my Personal Folders that has not been original with me. However, because my Folders seem to be getting more readership, and because I believe that our health care system is in a *real* state of Crisis, I am posting it below. I have not added anything original of my own, but I have edited out a few remarks that I find objectionable; because they demean the vast majority of doctors who are trying to survive in a world of rising costs (like malpractice insurance) and diminishing reimbursements. For the young doctor, with 15 years of higher education and huge student debts, taking a Medicaid patient is an act of pure charity. Most cannot afford to do it, as they struggle for survival. I have noted my edits as s. I have also noted my s. The unexpurgated original may be found at HMO Forum for Seniors. Frequently Asked Questions About Health Care -- By David Lubar Q. I just joined a new HMO. How difficult will it be to choose the doctor I want? A. Just slightly more difficult than choosing your parents. Your insurer will provide you with a book listing all the doctors who were participating in the plan at the time the information was gathered. These doctors basically fall into two categories -- those who are no longer accepting new patients, and those who will see you but are no longer part of the plan. But don't worry -- the remaining doctor who is still in the plan and accepting new patients has an office just a half day's drive away! Q. What does HMO stand for? A. This is actually a variation of the phrase, "Hey, Moe!" Its roots go back to a concept pioneered by Doctor Moe Howard, who discovered that a patient could be made to forget about the pain in his foot if he was poked hard enough in the eyes. . Q. Do all diagnostic procedures require pre-certification? A. No. Only those you need. Q. Well, can I get coverage for my pre-existing conditions? A. Certainly, as long as they don't require any treatment. Q. What happens if I want to try alternative forms of medicine? A. You'll need to find alternative forms of payment. Q. My pharmacy plan only covers generic drugs, but I need the name brand. I tried the generic medication, but it gave me a stomach ache. What should I do? A. Poke yourself in the eye. Q. what if I'm away from home and I get sick? A. You really shouldn't do that. Q. I think I need to see a specialist, but my doctor insists he can handle my problem. Can a general practitioner really perform a heart transplant right in his office? A. Hard to say, but considering that all you're risking is the $10 co-payment, there's no harm giving him a shot at it, eh?