"Year","After 1 year","After 3 years","After 5 years","After 10 years" 1978,64.78454,51.26984,42.41379,32.27273 1979,65.48296,49.53846,42.32715,34.10138 1980,65.07937,50,44.61280,32.20721 1981,64.1643,50.92025,44.7541,32.81597 1982,64.57143,55.45171,44.46367,35.10393 1983,65.56671,56.09756,48.30509,34.64052 1984,67.30245,52.44445,43.85113,33.04904 1985,66.44474,50.81241,44.67742,34.58333 1986,60.82337,49.71181,45.13557,34.375 1987,59.29319,51.52778,44.66165,31.02804 1988,62.10393,51.15962,43.63905,30.45187 1989,63.93443,55.05465,46.59607,31.569 1990,65.38937,54.48461,50.95448,30.09524 1991,64.69849,54.75544,44.54277,30.78431 1992,68.53933,58.54644,47.45269,36.38132 1993,66.41883,56.58602,46.02699,36.59004 1994,67.23716,52.04756,43.6865,34.64286 1995,66.66667,51.97368,39.97114, 1996,67.13287,51.87581,45.46784, 1997,63.3526,50.31605,46.71533, 1998,62.7933,52.27273,45.85091, 1999,62.62404,51.13924,46.14379, 2000,61.43791,50.54811,, 2001,65.20763,52.83688,, 2002,66.59412,,, 2003,66.63008,,,