opening   and   closing   of   HUDSON   RIVER.
 

97
 

Gale, Victor De Launay, D. B. Fearimr, Drake Mills, J. I. Henry,
L. K. Bridge, F. H. Delano.   JVotary, W. Van Hook.

SEVE^TTH WARD.—GWhen Hopkins, Abra'm Dally. Philip
Harmon, David Brown, Francis Gross, R, W. Wood, W. B. Towns-
end, C.\V. Milbank, Ellas Ponvert, J. F. Penniman, J.W. Lawrence,
Fletcher Harper, W. Halsey.    JVotary, J. P. Morange.

TRADESMEJV'S.—Preserved Fish, Eldad Holmes, Ebenezer
Cauldwell, S. Parker, D. Lyon, N. Gibert, C. Hitchcock, J. Macy,
T. J. Townsend, O. Slate, jr., S. J. Hunt, W. C. Dougherty, G.
Abeel, J. W. Coriies, C. M. Leupp, W.N. Seymour, Irad Hawley.
Henry Trowbridge, G. Palen, (one vacancy.)    JVot., S. F. Cowdrey,

UJVIOJV.—Frederick Deming, Samuel F. Mott, Morris Ketchum.
S. S. Howland, James Chesterman, Mortimer Livingston, Daniel
Ebbets, jr., W. A. White, Henry Coif, W. S. Miller, Lewis Curtis,
JVotary, J S. York.

Rules Observed at tl»e Banks in this City.

The Banks are open every day in the Year from ten A. M. to three in
the afternoon, except Sundays, Christmas Day, New Year's Day, the
4th of July, and general Holydays, appointed by legal authority, ard
the Bank of New-York on Good Fridays.

The interest for discount in the banks in this city is fixed at Six per
Centum per Annum, upon notes or bills not having 60 days to run.
Three days of Grace are allowed, and the discount taken for the
same.

Every Bill or Note offered for discount, must be delivered into the
office on the day preceding the day of discount, inclosed in a sealed
cover directed lo the Cashier, advising the name of the person upon
whose account it is offered, &c.

Bills or notes lodged at the banks for collection, are collected free
of expense, except when protested for non-payment — the person
lodging the same pays the charge of protest.

Deposits of money, or notes for collection, must be entered in the
(lealer's book at the time such deposit is made.
 

Time of closing and opening of Hudson River.

By the following table it will be seen that the average number of
days which the River has been closed, at Albany, for the past four¬
teen years, is 95 5-14lhs.
 

Winters. I Closed at Albany. I  Opened at Albany.    Days closed.
 

1831-2..
18.32-3..
1833-4..
1834-5..
1835-6..
18,36-7..
1837-8..
1838-9..
1839 -40.
1840-1..
1841-2..
1842-3..
1843-4..
1844-5..
 

Nov.
Dec
 

Dec   5, 1831
21, 1832

13,  1833
15, 1834
30, 1835

7, 1836

14,  1837
Nov. 25, 1838

Dec 18, 1839

5, 1840

19, 1841

Nov. 28, 1842

Dec 10, 1843

17,1844
 

Mar. 25,

21,

Feb. 24,

Mar. 23,

April 4,

Mar. 28,

19,

21,

Feb, 21,

Mar. 24,

Feb.   4,

Apr. 13,

War. 18,

Feb. 24,
 

1832
1833
18.34
18.33
1836
1837
1838
1839
1840
1841
1842
1843
1844
1843
 

111  days.

83   do.

73   do.

100   do.

125   do.

Ill   do.

94   do.

116   do.

65   do.

109   do.

47   do.

1.35   do.

98   do.

68   do.