Canadian Postal Codes

Doug Ewell
Fullerton, California

The following letters never appear in a Canadian postal code (henceforth "CPC"; if I ever mean "Canada Post Corporation," I'll spell it out):

D    F    I    O    Q    U

Presumably this is because of their visual similarity to 0, E, 1, 0, 0, and V respectively.

The first letter of the Forward Sortation Area (FSA) uniquely identifies the province or territory, except in a few cases to be explained later. Each province or territory has one or more identifying letters, as follows:

A     Newfoundland and Labrador
B Nova Scotia
C Prince Edward Island
E New Brunswick
G Québec East
H Montréal Metropolitan
J Québec West
K Eastern Ontario
L Central Ontario
M Toronto
N Southwestern Ontario
P Northern Ontario
R Manitoba
S Saskatchewan
T Alberta
V British Columbia
X Northwest Territories and Nunavut
Y Yukon Territory

The letters can be thought of as advancing from east (A) to west (V) across the provinces, then east (X) to west (Y) again across the territories to the north. The east-to-west association is not geographically perfect, especially in the Maritime Provinces to the east, but it is close enough to be mnemonically useful.

For Québec and Ontario, the first letter identifies a sub-region of the province. (Canada Post may give slightly different definitions of the sub-regions from mine.) Note that in addition to avoiding the six "forbidden" letters above, this chart implies that W and Z also do not appear as the first letter of a CPC (at least not at present).

The second character of the FSA (the digit) identifies whether the CPC is for a rural or urban area. A zero (0) indicates a rural area, while any other digit 1 through 9 represents a (comparatively) urban area. On occasion, as some rural localities grow and expand, their postal codes are changed to reflect that they have "graduated" from being considered rural to urban. This happened recently to a few communities in New Brunswick. The process of converting an area from "rural" to "urban" postal codes has a formal name: "urbanization." This is, of course, an extremely specific use of the word as compared to the general sense.

Statistics Canada's Reference Guide to the Postal Code Conversion File states:

The last three characters of the postal code ("NAN") identify routes known as local delivery units (LDUs). In urban areas, a single postal code can correspond to the following types of LDUs:

In new urban growth areas, postal codes are now linked to community mailboxes. A community mailbox postal code can service both odd and even sides of the same street, or different streets, within a 200 metre radius of the community mailbox.

It seems reasonable that a rural postal code is assigned one per town/village/hamlet. There are several cases where a town has more than one code, but it doesn't seem to take long before Canada Post applies the concept of urbanization to such an area and changes its FSA.

There are only two CPCs that start with H0 (other than the fictitious H0H 0H0) and none that start with M0. This makes sense if you think about the role of 0 identifying a rural area, and the role of H and M identifying the very non-rural Montréal and Toronto areas.

The third character of the FSA (second letter) narrows down the area of coverage. Canada Post offers a free "FSA map" document at:

that shows the exact boundaries (down to street level in many cases) of FSAs.

For urban CPCs, the Local Delivery Unit (LDU) identifies a smaller region within the FSA. This is often the same as saying "within the city," but not always; sometimes another city or district has its own name that "intrudes" on the main city. For example, within G1N Québec you will find several codes for Sainte-Foy. There is no practical difference between the roles of the three characters in an urban LDU, unlike the FSA; they simply count up, so that 1Z9 is followed by 2A1. (The digit 0 is never used as the last digit of the LDU for "urban" CPCs, for some reason. I just discovered this now. :)

For rural CPCs, the LDU identifies a specific community, and (unlike the urban case) usually does end in 0. Rural communities that are "adjacent" in terms of the CPC might be physically far apart, especially in the territories.

Ray Chow points out:

In fact, there are urban LDU (local delivery unit) codes ending in 0, but you'll never see them on letters, as they're used for post offices (including postal outlets in retail stores). The postal counter in the drugstore a few blocks from my house has the postal code M1R 4B0, for example. See the postal outlet locator at:

There are also rural LDUs with non-zero last digits; for example, Beamsville, ON has L0R 1B1 through L0R 1B9, as well as some that end in 0.

There are two classes of exceptions to the rule of the first letter identifying the province or territory:

  1. Federal Government addresses in Québec.

    All postal codes beginning with K1A are for Federal Government offices. The vast majority of these are in Ottawa, Ontario, but a small number (16) of K1A postal codes are located in neighboring Gatineau, Québec. These exceptions are for government addresses only; all households and private businesses in Gatineau have postal codes beginning with J. Note that the use of K1A for all government offices in Ottawa-Gatineau means a department can be moved between Ontario and Québec without changing its postal code. (Thanks to Stan Jones of the Yarmouth Stroke Project in Nova Scotia for this information.) Software that wants to identify the province or territory based on the first letter must take these exceptions into account.

  2. Nunavut.

    Nunavut was carved out of the Northwest Territories in 1999, as you know. This seems to have taken Canada Post somewhat by surprise, as there didn't seem to be a cohesive plan for gving Nunavut its own postal identity. Not only was the postal abbreviation NT initially used for both, as you document, but Nunavut also was not assigned a distinct FSA first letter. It continues to share X with Northwest Territories. One could easily argue that W (or less likely, Z) should have been given to Nunavut. Instead, Nunavut communities can be distinguished from those in NT as follows:

    Another way of thinking of this is that FSAs beginning with X are in Nunavut only if they are "less than" X0E. (Remember that X0D is not possible.)

When comparing the roles of U.S. ZIP codes and Canadian postal codes, it's important to remember that there are 7.2 million possible CPCs as compared with 100,000 possible ZIP codes, although in each case many "possible" codes are unavailable because of state/province boundaries or assignment customs. Especially in urban areas, a CPC represents a much smaller area than a ZIP code. Comparison with ZIP+4 codes is closer to the mark.

Most recent update: Mon Apr 12 09:40:29 2004

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