Articles
Manuscripts by Professor Ronald J. Mann that are related to different parts of the book, as follows:
Chapters 4 and 5 -- An expanded and more technical version of the quantitative analysis in these chapters:
Credit Cards, Consumer Credit, and Bankruptcy
Abstract | PDF
Chapter 12 -- An expanded and more detailed analysis of credit card contracts:
"Contracting" for Credit
Abstract | PDF
Chapters 15-17 -- An abbreviated version of these Chapters:
Optimizing Consumer Credit Markets and Bankruptcy Policy
Abstract | PDF
Chapter 17 -- A separate manuscript focusing on the effects of the American bankruptcy reform act on credit card issuers:
Bankrupty Reform and the "Sweat Box" of Credit Card Debt
Abstract | PDF | Example