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Ronald J. Mann

PUBLICATIONS

Books

CHARGING AHEAD: THE GROWTH AND REGULATION OF PAYMENT CARD MARKETS AROUND THE WORLD
"Winner of 2006 annual book prize from the American College of Consumer Financial Services Lawyers"
(Cambridge U. Press 2006).

PAYMENT SYSTEMS AND OTHER FINANCIAL TRANSACTIONS: CASES, MATERIALS, AND PROBLEMS
(5th ed. Wolters Kluwer 2011) (4th ed. 2008; 3rd ed. 2006; 2nd ed. 2003; 1st ed. 1999).

ELECTRONIC COMMERCE
(4th ed. Wolters Kluwer 2011) (3rd ed. 2008; 2nd ed. 2005; 1st ed. 2002) (with Jane K. Winn).

COMMERCIAL TRANSACTIONS: A SYSTEMS APPROACH
(5th ed. Wolters Kluwer 2012) (4th ed. 2009; 3rd ed. 2006; 2nd ed. 2003; 1st ed. 1998) (with Lynn M. LoPucki, Elizabeth Warren & Daniel L. Keating).

COMPREHENSIVE COMMERCIAL LAW: STATUTORY SUPPLEMENT
(Wolters Kluwer 2003-2013) (with Elizabeth Warren & Jay Lawrence Westbrook).

ELECTRONIC COMMERCE: STATUTORY AND REGULATORY SUPPLEMENT
(2nd ed. Aspen 2008) (1st ed. 2002).

Articles

The Idiosyncrasy of Patent Examiners: The Effects of Experience and Attrition, 92 TEXAS L. REV. (forthcoming 2014).

Assessing the Optimism of Payday Lending Borrowers, 22 SUP. CT. ECON. REV. (forthcoming 2014).

After the Great Recession: Regulating Financial Services for Low- and Middle-Income Communities, 69 WASH. & LEE L. REV. 729 (2012).
PDF

A New Look at Patent Quality: Relating Patent Prosecution to Validity, JOURNAL OF EMPIRICAL LEGAL STUDIES (2012) (with Marian Underweiser).
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Anticompetitive Regulation in the Payment Card Industry, 7 COMPETITION POLICY INTERNATIONAL, Autumn 2011, at 44.
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Adopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Race, FEDERAL RESERVE BANK OF BOSTON PUBLIC POLICY, Discussion Paper No. 11-2 (2011).
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Saving up for Bankruptcy, 98 GEO. L. J. 289 (2010) (with Katherine Porter).
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Making Sense of Nation-Level Bankruptcy Filing Rates, in CONSUMER CREDIT, DEBT AND BANKRUPTCY: COMPARATIVE AND INTERNATIONAL PERSPECTIVES (J. Niemi-Kiesiläinen et al. eds., 2009).
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Patterns of Credit Card Use Among Low- and Moderate-Income Households, in INSUFFICIENT FUNDS 257 (M. Barr & R. Blank eds., 2009).
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A Requiem for Sam’s Bank, 83 CHI.-KENT L. REV. 953 (2008).
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Just One Click: The Reality of Internet Retail Contracting 108 COLUM. L. REV. 984 (2008) (with Travis Siebeneicher).
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The Disputed Quality of Software Patents, 85 WASH. U. L Rev 297 (2007) (with John R. Allison).
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Software Patents, Incumbents, and Entry, 85 TEXAS L. REV. 1579 (2007) (with John R. Allison & Abe Dunn).
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The Supreme Court, the Solicitor General, and Bankruptcy: BFP v. Resolution Trust Corporation, in BANKRUPTCY STORIES 77 (Robert K. Rasmussen ed., 2007).
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Just Until Payday , 54 UCLA L. REV. 855 (2007) (with Jim Hawkins).
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Patents, Venture Capital, and Software Startups, 36 RESEARCH POL'Y 193 (2007) (with Thomas W. Sager).
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Bankruptcy Reform and the "Sweat Box" of Credit Card Debt, U. ILL. L. REV. 375 (2007).
Abstract    |    PDF    |    Example

The Commercialization of Open-Source Software: Do Property Rights Still Matter?, 20 HARV. J. L. & TECH. (2006).
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Optimizing Consumer Credit Markets and Bankruptcy Policy, 7 J. THEORETICAL INQUIRIES L. 395 (2006).
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"Contracting" for Credit, 104 MICH. L. REV. 899 (2006).
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The Promise of Internet Intermediary Liability, 47 WM & MARY L. REV. 239 (2005) (with Seth R. Belzley), updated and abbreviated version published as Emerging Frameworks for Policing Internet Intermediaries, J. INTERNET L. 3 (2006).
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Making Sense of Payments Policy in the Information Age, 93 GEO. L. J. 633 (2005).
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Do Patents Facilitate Financing in the Software Industry?, 83 TEX. L. REV. 961 (2005).
Abstract    |    PDF    |    Interviews

An Empirical Investigation of Liquidation Choices of Failed High-Tech Firms, 82 WASHINGTON UNIVERSITY LAW QUARTERLY 1375 (2004).
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Contracts - Only with Consent, 152 UNIV. OF PA. LAW REVIEW 1873 (2004).
Abstract   |  PDF

The Rise of State Bankruptcy-Directed Legislation, 25 CARDOZO LAW REVIEW 1805 (2004).
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Regulating Internet Payment Intermediaries, 82 TEXAS L. REV. 681 (2004).
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Credit Cards and Debit Cards in the United States and Japan, 55 VANDERBILT LAW REVIEW 1055 (2002). - shorter version published at 20 MONETARY & ECON. STUDIES 123 (2002); excerpted as Credit Cards in the United States and Japan, LAW QUADRANGLE NOTES, April 2001, at 81.
Abstract    |  PDF

Information Technology and Non-Legal Sanctions in Financing Transactions, 54 VANDERBILT LAW REVIEW 1627 (2001) - excerpted in Japanese as IT to Yuushi Torihiki ni okeru Ho ni yoranai Sankushon (Non-Legal Sanctions in IT Finance Transactions), 1193 JURISUTO 72 (2001).
Abstract    |  PDF

The Role of Letters of Credit in Payment Transactions, 99 MICH. L. REV. 2494 (2000). - reprinted at 2001 ANNUAL SURVEY OF LETTER OF CREDIT LAW & PRACTICE 117; excerpted versions appear as Discrepancies in Presentations Against Commercial Letters of Credit, DOCUMENTARY CREDIT WORLD, Nov./Dec. 2000, at 21; and Point of View: Ronald J. Mann Wonders Why, in View of High Discrepancy Rates, Business Continues to Use Letters of Credit, DOCUMENTARY CREDITS INSIGHT, Winter 2001, at 3-4; and Just Can't Break the Habit, TRADE & FORFAITING REV., Apr. 2001, at 20-21.
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Secured Credit and Software Financing, 85 CORNELL LAW REVIEW 134 (1999).
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Verification Institutions in Financing Transactions, 87 GEORGETOWN LAW JOURNAL 2225 (1999).
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Strategy and Force in the Liquidation of Secured Debt, 96 MICHIGAN LAW REVIEW 159 (1997).
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The Role of Secured Credit in Small-Business Lending, 86 GEORGETOWN LAW JOURNAL 1 (1997). - reprinted at 40 CORPORATE PRACTICE COMMENTATOR 81 (1998); excerpted in LOPUCKI & WARREN, SECURED CREDIT (2d ed., 1998); included in 10 Best Corporate and Securities Articles (selected by Corporate Practice Commentator for 1998).
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Searching for Negotiability in Payment and Credit Systems, 44 UCLA LAW REVIEW 951 (1997).
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Explaining the Pattern of Secured Credit, 110 HARVARD LAW REVIEW 625 (1997). Awarded the 1997-98 Grant Gilmore Award by the American College of Commercial Finance Lawyers.
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The First Shall Be Last: A Contextual Argument for Abandoning Temporal Rules of Lien Priority, 75 TEXAS LAW REVIEW 11 (1996).
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Bankruptcy and the Entitlements of the Government: Whose Money Is It Anyway?, 70 NEW YORK UNIVERSITY LAW REVIEW 993 (1995).
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