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$120,000 on a particular venture. Or something more than that. But certainly you won't be called for more than, obviously, you've committed yourself for.

When you commit yourself, do you actually hand over the money that's put in a pool, or does the call mean that they can call it from you at any particular point.

They call. They don't have any of the money until the deal is all set. The work on the opportunity for investment is done by the staff. Then it's passed on to the executive committee, and the executive committee passes on whether it's something that is suitable or desirable. Then it goes from there to the--I guess it doesn't go to another committee--but then it finally goes to the call committee. The call committee reviews everything up to that point, and that's the last chance to get off the hook.

Then the call committee says its “go,” and the attorney for the group simply sends you a notice and says, “We want $100,000,” or whatever the amount of money is.

So is the call committee made up of hired staff or is it made up of some of the investors as well.

No, it's made up totally of the investor group. The person who has either brought in the original deal--that is, the staff person who has brought in the original deal, or one who has worked on it, will make a report to the call committee. But before we have the call committee meeting, there's a very elaborate book of information that comes to each member of the committee.